Six funding solutions. One direct lender. Every product designed to match your business's specific capital needs.
Working capital is the oxygen of your business — without it, even the most profitable companies can struggle to operate. Fuse Funders' working capital loans provide the immediate liquidity you need to run operations smoothly, bridge seasonal gaps, and seize growth opportunities before they pass.
Unlike traditional bank loans that require extensive documentation and months of waiting, our working capital loans are underwritten by our in-house team and can be funded within days of approval. We evaluate the health of your business holistically — not just a credit score.
Your equipment is a revenue-generating asset — it should be financed like one. Fuse Funders' equipment financing lets you acquire the machinery, vehicles, technology, and tools your business needs without depleting your working capital reserves.
We finance equipment across all industries: construction machinery, restaurant equipment, medical devices, manufacturing tools, commercial vehicles, and more. The equipment itself often serves as collateral, making this one of our most accessible funding products.
Revenue-based financing aligns your repayment with your business performance. Instead of fixed monthly payments, you repay a percentage of your daily or weekly revenue — which means payments naturally flex with your business cycle.
When business is strong, you repay faster. When revenue slows, your payments slow too. This structure makes revenue-based financing ideal for businesses with seasonal patterns or variable monthly revenue.
A business line of credit is the most flexible funding tool available — a revolving credit facility you draw from when needed and repay on your schedule. Unlike a term loan, you only pay interest on what you actually use.
Fuse Funders' business lines of credit are ideal for businesses that need ongoing access to capital — for managing cash flow, taking advantage of inventory deals, or handling unexpected expenses without applying for a new loan each time.
Stop waiting 30, 60, or 90 days for your customers to pay. Invoice financing lets you unlock the cash tied up in outstanding invoices — immediately. We advance you a percentage of your invoice value upfront, then collect from your customer when payment is due.
This product is particularly valuable for B2B businesses, contractors, and service providers who complete work but must wait extended periods for payment. Turn your receivables into immediate working capital without taking on traditional debt.
SBA loans offer some of the most competitive rates and longest repayment terms available to small businesses — backed by the U.S. Small Business Administration. Fuse Funders helps qualified businesses access SBA 7(a) and other programs with the guidance and support to navigate the process efficiently.
While SBA loans have longer timelines than our direct products, the rates and terms make them ideal for major growth investments: purchasing real estate, acquiring a business, or long-term equipment financing.
We evaluate each business holistically. These are general guidelines — not hard cutoffs. Talk to us even if you're unsure.
Most products require 6+ months in business. Some programs accommodate newer businesses with strong revenue or collateral.
Minimum monthly revenue typically starts at $8,000–$10,000. Higher revenue unlocks larger funding amounts and better terms.
We consider the full picture — not just your credit score. Business revenue, bank statements, and performance matter as much as personal credit.
We fund LLCs, corporations, sole proprietors, and partnerships across all industries. Virtually all sectors welcome.
Your business must be registered and operating in the United States. New York businesses receive priority attention from our local team.
A business checking account in good standing is required. We review 3–6 months of bank statements as part of our underwriting process.
Talk to our team. We'll evaluate your business and recommend the best funding solution for your specific situation.
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